Wednesday, July 9

Buyer's Remorse

Hubby and I are discussing about getting a credit card for myself so that we can use it for good in the future. But hubby is not sure yet if I will apply one because he had a bad experienced of having a lot of debts in credit cards. Until one day, he ended up of bankruptcy. Bankruptcy is really a bad idea because your credit line will be bad, you can’t apply for a loan instantly especially housing loan. This is the problem that we can’t buy a house yet because the bank require us a big amount of money for the down payment. Last year, my hubby’s bankruptcy has been lift up after 10 years. Whew! At last we are free and Debt relief. But I thought, after the bankruptcy has been lifted, our credit line for housing loan will be ok but it’s not. As I said, they need a big amount for the down payment. Now, I need to apply a credit card to build up my credit score. The bank will require both husband and wife credit line so we decided I will apply one too since I don’t have bad credit yet.

I found a website at They provide a lot of information about Debt consolidation. Wow, this website is very helpful for us because they will you to get out of debts and how to handle them. Debt consolidation provides information on how to lower the interest loan or credit card. So if you are need of Debt help, just click the previous link to get you at their website. Or simply visit to this links below:
Bills IQ
Credit card debt
Credit counseling
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